Licensed under Tribe Financial Group 12782 — Serving homeowners across Ontario. Call (365) 305-3789
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Moving or Buying Again

Planning Your Next Move?

See how the equity in your current home could help fund your next purchase. Estimate your sale proceeds, available down payment and next-home buying power — step by step.

Step 1 & 2

Estimate Your Sale Proceeds & Down Payment

Start with your current home. We'll calculate your estimated equity and net proceeds, then how much you could put toward your next purchase.

Next Home Buying Power

See how the equity in your current home could contribute toward your next purchase.

$
$
Selling cost % (realtor fees, etc.)5%

Estimated at 5% of selling price ($0). Actual costs vary.

$
Estimated Selling Price$0
Current Mortgage Balance$0
Estimated Home Equity$0
Estimated Selling/Other Costs$0
Estimated Net Proceeds Available$0
$

Estimated Total Down Payment Available

$0

Now let's see what that could mean for your next home.

Estimates are for illustration purposes only and do not represent a mortgage approval. Actual sale proceeds, selling costs, mortgage penalties, qualification and available financing may vary.

Affordability Calculator

What Can You Afford on Your Purchase?

Set your target home price and down payment, pick a Tribe Financial rate, and see your estimated monthly payment, mortgage insurance, and income needed — instantly.

$750,000
$50,000 · 7%
Min $50,000 (7%)100%

Canada/ON minimum: 5% on the first $500K, 10% on $500K–$1.5M, and 20% on any amount above $1.5M.

Max 25 years on insured mortgages (under 20% down). Check the first-time buyer box or increase your down payment to 20%+ to unlock 30 years.

Estimating 3-Year Fixed at 4.24%

Pre-approval locks today's rate for up to 130 days — so you shop with confidence and a firm budget in hand.

Estimated Monthly Payment
$3,940/mo

On a 3-year term, 25-year amortization

Mortgage Amount:$700,000
Down Payment:$50,000 (7%)
Mortgage Insurance:$28,000
Total Mortgage:$728,000
Income Needed (approx):$169,714/yr
Get Pre-Approved Today

Figures are illustrative estimates only, subject to credit approval, underwriting qualification, and applicable lender/insurer terms. O.A.C.

Free Pre-Approval

Get Pre-Approved & Shop With Confidence

We'll review your application, income, credit and available lender options to help you understand your potential buying power and next steps.

130-Day Rate Hold Protection

Lock today's rate while you house-hunt. If rates drop before you close, we re-lock lower.

We Handle the Paperwork

From application to closing — we coordinate with the lender, realtor, and lawyer for a seamless purchase.

No Brokerage Fees on Prime Mortgages

Lenders pay our fee directly, so you pay $0 for expert advice and lender shopping.

Credit Review

A credit review can provide a more complete picture of your mortgage qualification and available lender options.

Need Immediate Guidance?

Our purchase desk is available Monday–Saturday 8am to 8pm EST.

Request Your Free Mortgage Pre-Approval

Lock in your rate up to 130 days early. No cost or obligation.

🔒 Your info is strictly protected and only used to prepare your personalized pre-approval.

FAQ

Frequently Asked Questions

Common questions from Ontario homebuyers.

Ready to Start Your Home Search?

Start by understanding what you may qualify for, what your payments could look like and which mortgage options may fit your situation.